Below is a small sample of homes in this price range. Contact me for a more comprehensive search. These homes are available as of June 27, 2025.
WHAT TO KNOW ABOUT PURCHASING
A HOME OVER $1 MILLION
Buying a home priced over $1 million comes with unique considerations beyond the usual home-buying process. First, expect a more rigorous mortgage approval process. Most lenders treat these as jumbo loans, which exceed conforming loan limits. Jumbo loans typically require a higher credit score, a larger down payment (often 20% or more), and strong proof of income and assets.
Interest rates on jumbo loans can be slightly higher than standard mortgages, and fewer lenders offer them, so it's wise to shop around. You'll also need to budget for higher property taxes, homeowners insurance, and possibly private mortgage insurance (PMI) if your down payment is below 20%.
Here are three waterfront homes currently on the market for more than $1 million.
Interested in exploring homes in this price range? I’d be happy to help you discover the right community, town, and property to match your lifestyle and budget.
Thinking about a second or weekend home in Connecticut? I'm here to help. The search for a home is more than a transaction—it’s a journey, and I’d be honored to take it with you. Let's start with a visit. Hop on the train at Grand Central Station and two hours later I'll meet you in New Haven for an area tour. There's no better way to start.
Let’s talk.
Let’s talk.
